Health insurance for Spanish residency: what UK movers need to know
Spanish residency requires private health insurance with no copays and no exclusions. Here's how to choose a policy that the consulate will actually accept.
For most residency visas — Non-Lucrative and Digital Nomad in particular — Spain requires full private health insurance equivalent to the public system: no copays, no exclusions, no waiting periods.
GHIC and travel insurance do not qualify. UK private medical insurance generally does not qualify either. You need a Spanish-resident-grade policy from a Spanish insurer.
Common providers include Sanitas, Adeslas, DKV and Asisa. Pricing depends on age and pre-existing conditions; expect roughly €60–€200 per person per month.
We work with brokers who specialise in residency-grade policies and handle the paperwork in English.
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